Doing our taxes I came upon our savings account statement from March 2018, showing $1,566.37 in it. It dropped from $7,162 in January 2018 to $1,566 in March 2018 due to the car payment, house payment, HOA payment, student loan payment, insurance payments, and about $2,000 worth of min payments on credit cards all going out each month. March was the last month we had money for, and then we would have to start cashing out our retirement accounts.
Now, exactly 1 year later, we are in much better shape. I am grateful to the universe, my spiritual teachers, Osho and Thich Nhat Hanh, and to the power of my Life Pyramid for getting through those difficult times in 2018.